Insurance Denied or Underpaid Your Claim? You Don't Have to Accept It.
Find out what your claim is worth! FREE claim review. You only pay if we win!
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
5-Star Customer Reviews
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Call for a free denied or underpaid claim review
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We Don't Get Paid Unless We Win!
$700+ Million
Recovered for Clients
7,000+
Claims Handled
15+ Years In Business
Almost Two Decades Fighting
Denied or Underpaid Insurance Claim?
Get every dollar your policy covers.
Featured Claim Result
Water Damage Recovery
$0 → $431,000
Insurance stalled for months, denied loss of use, and refused to pay on the estimate. Blueprint forced the claim back open and drove it to full recovery.
| Type of Loss | Water Damage |
| Key Issue | Denied & Delayed |
| Resolution | Claim reopened, fully paid |
This is why denied and underpaid claims need a public adjuster.
★★★★★
“I highly recommend Blueprint and Frank Nunez.”
Frank immediately got on my claim and made sure we were treated fairly. We had a major foundation failure — as soon as Blueprint got involved, things started moving positively.
Verified Review · Fernando Herrera✓ Free Claim Review · No Upfront Cost
Results depend on the facts, policy terms, cause of loss, and documentation for each claim.
- A Real Customer Experience -
State Farm Stalled. We Recovered $431,000.
A property owner suffered major water damage in November 2024. For months the insurance company stalled — denying loss of use, refusing to pay on the repair estimate, and dragging the investigation out. Blueprint Claims forced the file back open, documented the full scope, and pushed the claim to settlement. The final recovery: $431,000.
Denied. Delayed. Then $431,000 recovered. This is what happens when a public adjuster refuses to back down.
Insurance Company Lowballing You? You're Probably Right.
Think Your Insurance Company Is Lowballing You? You’re Probably Right.
A 60 Minutes investigation found insurance carriers were systematically altering damage reports — reducing estimates, removing line items, and delivering lowball settlements to homeowners who didn’t know any better. If your claim was denied or underpaid, you’re not imagining it. This is how the industry works. A public adjuster levels the playing field.
Your Claim Was Denied Here's What You Can Do
A denied or underpaid claim doesn’t mean the conversation is over. Insurance companies count on you accepting their first answer. A licensed public adjuster reviews your policy, documents the real damage, and challenges their position with evidence — not emotions.
Documents the Real Damage
We inspect your property, find what the insurance adjuster missed, and build a claim file backed by professional estimates, testing, and photos.
Challenges the Insurance Company’s Position
We review your policy, identify what should be covered, and push back on denials, exclusions, and low estimates with documentation.
Negotiates for the Full Amount Owed
We handle the insurance company directly. You don’t have to call them, argue with them, or figure out what to say.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Their Adjuster vs Yours Know the Difference
A licensed public adjuster is your first line of defense against denied and underpaid claims. We work with you — not the insurance company. Their adjuster evaluates the claim from the carrier’s side. Your public adjuster works exclusively for you, paid only if you recover money. Our job is to advocate for you and pursue the full amount owed.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
What to Do After a Denied Property Claim
“For almost two decades as a public adjuster, I’ve developed a deep understanding of insurance claims — and how to recognize when carriers wrongfully deny or underpay them.”
Michael Zebold
Senior Public Adjuster SPPA
Why Insurance Estimates Come in Too Low
“As a licensed contractor and senior public adjuster, I know what it takes to rebuild properly — and what insurers often leave out.”
Arthur Camayd
Building Contractor & Public Adjuster
Why Property Owners Choose Us For Denied & Underpaid Claims
Property owners choose Blueprint Claims for denied and underpaid claims because we understand the insurance process from every angle. We’re licensed public adjusters and building contractors — we know what repairs cost, what your policy covers, and how to build a case the insurance company can’t ignore.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Before You Hire a Lawyer Read This
Many denied or underpaid property claims can be resolved without litigation. A public adjuster focuses on documentation, valuation, and direct negotiation with the insurance company. If legal action is ever needed, that conversation can come later — but most property claim disputes don’t start in a courtroom. Start with a free claim review.
VS
On Your Side
Blueprint Claims
Licensed public adjusters who work for you
We work for you — NOT the insurance company
Document the real damage — what the insurance adjuster missed or ignored
Challenge the denial — we review your policy and build a case
Build an airtight estimate they can’t lowball
Negotiate your max settlement — that’s all we do
No upfront cost. We get paid when you do.
Call Now — Free Claim Review
Available 24/7 • No obligation
Not On Your Side
Your Insurance Company
Their adjuster works for them — not you
Claims are routinely underpaid or denied without proper review
Damage gets blamed on “maintenance” — even when caused by a covered event
Hidden damage gets missed — inspections often cover only what’s visible
Initial offers rarely cover the full cost of repairs
Insurance companies underpay claims every day. That’s why you need your own adjuster.
Note: This is general information — not legal advice. Every claim is different and results depend on your specific loss, carrier, and policy terms. We review your policy to determine coverage and the best path forward. If legal representation is required, Blueprint Claims will connect you with trusted property damage attorneys.
HOW IT WORKS It's Easy to Get Started
Dealing with a denied or underpaid insurance claim shouldn't be a second job. Our licensed public adjusters manage the entire process — from reviewing your denial and documenting damage to negotiating directly with your insurance company — so you get the settlement you’re owed without the hassle. No upfront cost, no risk. You only pay if we recover money.
STEP 1
Call Us. Tell Us What Happened.
Tell us about your denied, underpaid, or delayed claim. We review your situation at no cost — no obligation, no commitment.
STEP 02
Document the Real Damage
We assess whether we can help and what options exist. Our licensed public adjusters review your policy, the denial or estimate, and the damage to build a strategy.
STEP 03
We Document and Negotiate
Full property inspection, professional estimates, and direct negotiation with the carrier. We build a case backed by documentation the insurance company can’t dismiss.
STEP 04
Claim Resolved, You Get Paid
Your claim resolves and you receive funds for repairs. We can also refer you to qualified, licensed contractors if needed.
Real Reviews From Real Clients
With over 15 years of proven experience, Blueprint Claims has earned five-star reviews from property owners who trusted us with denied, underpaid, and delayed insurance claims.
Rafael Espinosa
I had an excellent experience with Blue print. I had a water damage issue at my home, and from the very beginning, the team was professional, responsive, and supportive. They guided me through every step of the claim process and made sure everything went smoothly.
"Blueprint was able to negotiate the exact dollar amount I was looking to get paid out."
Arthur Shaw
After trying to handle the claim myself for approaching 2 years. I came across these guys by a Google search. They took the ball and ran with it and honestly I wish I would have reached out to them from day one. Shout out to Arthur Camayd. Thank you so much for your expertise!
"Honestly I wish I would have reached out to them from day one."
Nadine Clarke
Frank Nunez and Angel Camacho were absolutely amazing in helping me navigate the process of getting my roof claim approved through my insurance company. Thanks to their expertise and persistence, I received a significantly higher payout than the initial offer
"They were able to get FOUR times the amount that Progressive originally offered me."
C. Thomas
I am so grateful and happy with Mr. Yasiel Ramirez for everything he did to help us with our plumbing issue. His passion for his work and his desire to help solve the problem are evident. Thank you so much for your professionalism and hard work!
"You are the best adjuster! May God continue to open doors for you."
Marcia Zubiz
From the moment I sought their assistance in handling my Condo's water damage claim that was denied by my insurance until settlement. I'm very grateful for Blueprint Claims adjuster Franklin Ayala. Because of this company I got what I deserved. They don't charge you until you get paid.
"The entire staff are very effective, professional, prompt and work wholeheartedly."
Jose Lopez
It is without reservation that I recommend Blueprint Claims! I had an issue with an overflow in my home. Ben and Esther at Blueprint Claims negotiated with my insurance on my behalf for a better reimbursement. The fee for their services was extremely moderate.
"I recommend Blueprint Claims!"
Think Your Claim Was Underpaid or Wrongly Denied? Let’s Review It.
Free claim review. No upfront cost. Only pay if we win. Don’t let a denied or underpaid claim stand — call now or fill out the form.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Questions? Property Owners Ask Us About Denied & Underpaid Claims
Whether your claim was denied, your settlement was too low, or you’re just getting started, these FAQs cover what you need to know about hiring a public adjuster to fight for your claim.
A denial is not always the final answer. A licensed public adjuster reviews your policy, the denial letter, and the damage to determine if the insurance company’s decision can be challenged. Many denied claims are reopened and settled with proper documentation and representation.
Yes. In most cases, denied claims can be reopened if new evidence is presented — such as professional inspections, independent estimates, or documentation the original adjuster missed. There are time limits, so acting sooner is better.
A public adjuster is licensed by the state to represent YOU — not the insurance company. We inspect your property, document the full scope of damage, review your policy, and negotiate directly with the carrier to pursue the maximum settlement you’re owed.
Nothing upfront. We work on contingency — we only get paid when you get paid, and only a percentage of what we recover. No hourly rates, no retainer, no hidden fees.
You do not have to accept the insurance company’s first number. Low estimates often miss damage, undervalue repairs, or exclude legitimate scope. A public adjuster documents what was missed and negotiates for the full amount owed.
It depends on the complexity of the claim and the carrier’s responsiveness. Some claims resolve in weeks, others take months. What changes is that you have a professional managing the process instead of fighting the insurance company alone.
Not always. Many denied or underpaid property claims can be resolved through documentation and negotiation without litigation. A public adjuster is often the right first step. If legal action is ever needed, that conversation can come later.
We handle all types of property damage claims — water damage, fire, wind, hurricane, roof damage, mold, plumbing failures, and more. Whether your claim was denied, underpaid, or stalled, we can help.