Water Damage Claim?

Don't Let the Insurance Company Control the Payout.

Burst pipe, plumbing leak, or appliance overflow. A public adjuster works for you, not the insurance company, to properly document your water damage claim and recover the full amount you’re owed.

100% Free  ·  No Obligation  ·  Confidential

Free Claim Review

Call for a free water damage claim review

No Upfront Cost

We Don't Get Paid Unless We Win!

$700+ Million

Recovered for Clients

7,000+

Claims Handled

15+ Years In Business

Almost Two Decades Fighting

Featured claim result

The insurance company paid nothing. We recovered $431,000.

Water Damage · Denied & Delayed

Denied loss of use. Refused to pay on the estimate.

$0 $431K

The carrier denied major water damage costs and refused to pay the full scope. Blueprint Claims documented the loss, reopened the file, and pushed the claim to settlement.

Type of lossWater Damage
Key issueDenied & Delayed
ResolutionClaim reopened, fully paid
OutcomeResolved after Blueprint stepped in
"Frank immediately got on my claim and made sure we were treated fairly. As soon as Blueprint got involved, things started moving positively."
Fernando Herrera
Verified Google Review
Additional case results

This isn't a one-off. Here are more recent cases.

Real claims we've handled across plumbing failures, appliance overflows, supply line breaks, and denied losses the carrier refused to pay on.

What HappenedOffer → SettlementIncrease
Supply Line Burst
Bathroom line failure; hidden wall and floor damage
Denied$288,660
Overturned
Frozen Pipe Burst
Basement and upstairs water damage
$91,527$231,340
+152%
Roof Leak
Rain intrusion through roof; ceiling and drywall
$14,507$82,007
+465%
Shower Pan Leak
Hidden pan failure; bathroom subfloor damage
$0$75,268
Full recovery
Pipe Leak
Bathroom pipe leak; interior water damage
$0$65,295
Full recovery
Toilet Leak
Slow leak behind toilet; floor and wall damage
$19,012$60,139
+216%
Homeowner discovering water damage under sink
How it works

What You Do in the First 48 Hours Can Affect the Entire Claim.

Water damage moves fast. Behind walls, under floors, into subfloors and framing. Before anyone tears out flooring, removes cabinets, or gives a recorded statement, the damage needs to be documented correctly. A public adjuster documents what gets missed and challenges low or denied estimates.

The 4-step process
Public adjuster arriving for inspection
Step 01

Call Us. Tell Us What Happened.

A pipe burst, an appliance leaked, a slab line failed. Whatever caused the water damage, tell us about it. Free, no obligation, no commitment.

Public adjuster inspecting water damage
Step 02

We Review Your Claim and Policy.

We assess the damage, review your policy, and determine whether the insurance company's position can be challenged. Cause of loss, scope, and what they missed.

Public adjuster negotiating with insurance carrier
Step 03

We Document and Negotiate.

Full property inspection with moisture detection, professional estimates for mitigation, tear-out, dry-out, rebuild, and contents. Direct negotiation with the carrier.

Claim settled, homeowner paid
Step 04

Claim Resolved. You Get Paid.

Your claim resolves and you receive funds for repairs. We can also refer you to qualified, licensed contractors if you need one.

Call Now for a Free Claim Review
Free Claim Review  ·  No Upfront Cost  ·  Only Pay If We Win
You weren't imagining it

The first insurance estimate often misses damage.Here's why, and how to fix it.

Carrier inspections are often fast, focused on what's visible. A public adjuster documents what gets missed and challenges low or denied estimates. Watch both sides.

The evidence
60 Minutes investigation ▶ 60 Minutes investigation
13 MIN
The fix
What a public adjuster does ▶ What a public adjuster does
1 MIN
Their adjuster vs yours

Their adjuster works for them.A public adjuster works for you.

Both are licensed. Both are called "the adjuster." Only one is on your side.

On your side

Your Public Adjuster

Licensed. Works only for you.
  • Works for you, not the insurance company
  • Documents the full scope including hidden damage behind walls, under floors, and in the subfloor
  • Reviews your policy for every coverage you're owed
  • Builds a detailed estimate based on real repair costs
  • Negotiates directly with the carrier for the full amount
  • Only gets paid when you get paid
Not on your side

Their Insurance Adjuster

Works for the insurance company.
  • Paid by the insurance company, not by you
  • Inspects what's visible and moves fast, hidden damage often gets missed
  • Uses carrier pricing, not what repairs actually cost
  • Can categorize damage as "maintenance" or "wear and tear"
  • First offer reflects what's easy to document, not your full loss
  • Coverage decisions favor the insurer
VS
Meet the team

Meet some of the adjusters.

A few of the licensed public adjusters on our team. When you call, you're connected with the adjuster who handles your claim from start to finish.

Michael Zebold ▶ Watch
Michael Zebold Co-Founder & Senior Public Adjuster (SPPA) Nearly two decades representing property owners in underpaid, delayed, and denied insurance claims.
Arthur Camayd ▶ Watch
Arthur Camayd Co-Founder, Licensed Public Adjuster & General Contractor Brings hands-on construction knowledge to claim documentation, scope review, and insurer negotiations.
Frank Nunes ▶ Watch
Frank Nunes Senior Public Adjuster Recovered nearly $200,000 above the insurer's initial offer for one client. Known for detailed documentation and claim scope expertise.
Tony ▶ Watch
Tony Public Adjuster, 7 Years at Blueprint Extensive experience with water, mold, and storm damage claims. Known for thorough documentation and clear communication.
Local five-star reviews

Real reviews from real clients.

Blueprint Claims has earned five-star reviews from property owners we've helped with water damage, plumbing failures, and underpaid insurance claims.

R
Rafael Espinosa
★★★★★
"Blueprint was able to negotiate the exact dollar amount I was looking to get paid out."
I had an excellent experience with Blueprint. I had a water damage issue at my home, and from the very beginning, the team was professional, responsive, and supportive.
N
Nadine Clarke
★★★★★
"They were able to get FOUR times the amount the insurance company originally offered me."
After trying to handle the claim myself for almost 2 years, I came across these guys. Honestly, I wish I would have reached out to them from day one.
C
C. Thomas
★★★★★
"You are the best adjuster! May God continue to open doors for you."
I am so grateful and happy with the team for everything they did to help us with our plumbing claim. Thorough, kind, and effective.
J
Jose Lopez
★★★★★
"The entire staff are very effective, professional, prompt and work wholeheartedly."
From the moment I sought their assistance handling my condo's water damage claim that was denied by my insurance until settlement, I'm very grateful.

Don't Let the Insurance Company Keep Your Money.

Free claim review. No upfront cost. Only pay if we win. Every day you wait, water damage spreads and the insurance company hopes you'll give up.

This field is for validation purposes and should be left unchanged.

✓ Free Claim Review  ·  No Upfront Cost  ·  Only Pay If We Win

Common Questions
Property Owners Ask About Water Damage Claims

Whether your water damage claim was denied, your settlement was too low, or you just had a pipe burst and don't know where to start, these FAQs cover what you need to know about hiring a public adjuster for your water damage claim.

Yes. What you say in the first 48 hours can affect what your claim is worth. A licensed public adjuster helps you document the full scope of damage before any statement gets made to the insurance company, before a mitigation crew tears things out, and before the insurance adjuster writes their estimate. The consultation is free and there is no obligation to hire us.

Stick to the facts: when the damage happened and what was affected. Do not guess the cause of the leak. If you do not know whether the leak was sudden, gradual, recent, or ongoing, say you do not know. Stick to what you personally observed. Do not speculate about the age or condition of pipes, appliances, or fixtures. Never sign anything without reading it. If you are already working with a public adjuster, the insurance adjuster should contact them directly. Call us before the insurance adjuster arrives so we can be with you during the inspection.

Usually yes, if the damage was caused by a sudden, accidental event like a burst pipe, supply line failure, or appliance malfunction. Insurance companies often try to classify the leak as 'gradual' or 'maintenance-related' to deny the claim. A public adjuster documents the actual cause of loss and challenges that position.

Nothing upfront. We work on contingency, which means we only get paid when you get paid, and only a percentage of what we recover. No hourly rates, no retainer, no hidden fees.

Yes. 'Maintenance' and 'gradual leak' are the most common reasons insurance companies deny water damage claims, and they are also the most commonly challenged. A public adjuster documents the real cause of loss (sudden pipe failure, supply line break, etc.) and builds a case with professional evidence that contradicts the carrier's position.

You do not have to accept their number. Low estimates often miss hidden moisture damage behind walls, under floors, and in subfloors. A public adjuster documents what was missed using professional equipment and negotiates for the full amount supported by the damage, policy, and documentation.