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Free Mold Claim Review(800) 822-0101

Insurance Offered $500 for Mold.
We Got $10,000.

Found mold in your home? Get a free claim review from a licensed public adjuster. We work for you, not the insurance company. No fee unless we win.

FREE mold inspection & claim review. You only pay if we win!

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✓ Free Claim Review  ·  No Upfront Cost  ·  Only Pay If We Win

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$700M+ Recovered|7,000+ Claims Handled|No Fee Unless We Win

Does Homeowners Insurance Cover Mold?

Sometimes — but it depends on what caused the mold, how it developed, and how the claim gets documented.

Mold that follows a sudden event — a burst pipe, roof leak, appliance failure, or storm — is often covered. Mold from long-term neglect usually is not.

And when mold is covered, the claim often involves more than just the mold itself. The water damage that caused it, the structural repairs, and the related losses may all be part of what your policy covers — but those pieces need to be properly documented and presented to the insurer.

Not sure what’s covered? Talk to a licensed public adjuster first — free, no obligation.

(800) 822-0101

What a Properly Documented Mold Claim Looks Like

These are real results from Blueprint Claims clients. The difference in each case wasn’t luck — it was documentation.

Water Damage + Mold — Actual Client Result

$500↓$10,000

The original estimate focused only on visible mold. The final result reflected a broader scope of water damage, remediation, and repairs that had been missed.

Water Damage + Mold — Actual Client Result

$1,500↓$51,000

Claim involved water intrusion, structural damage, and remediation needs that were initially undervalued. Full documentation changed the outcome.

Results vary. Past outcomes do not guarantee a similar result.

Mold After a Leak? The Water Damage Is Often the Bigger Claim.

When mold follows a water event — a burst pipe, roof leak, or appliance failure — the mold is often the visible symptom of a much larger loss.

The full claim may include the original water damage, structural repairs, drying and demolition, and everything that had to be torn out and rebuilt. That’s the part of the claim that often gets missed or minimized.

A public adjuster reviews the cause of loss and the full scope of damage — not just what the insurer’s adjuster documented on a quick inspection. If there’s more covered loss on the table, we find it and fight for it.

Free mold claim consultation — no obligation

(800) 822-0101

Sound Familiar?

  • You just found mold and aren’t sure if your policy even covers it
  • The insurance company is treating this as a small mold-only issue
  • The offer doesn’t seem to account for all the water damage connected to the mold
  • Their adjuster spent 20 minutes and left with a low number
  • They called it “pre-existing” or said the mold “isn’t covered”
  • They made a low offer and are pushing you to accept quickly
  • They stopped returning your calls
  • You’re wondering whether you need a lawyer

If any of these sound familiar, start with a free consultation. We’ll tell you what we see and what, if anything, can be done about it.

Think You Need a Lawyer for Your Mold Claim? Read This First.

Many property owners reach out to attorneys when a mold claim is delayed, underpaid, or denied. That’s understandable — but there’s often a step before legal escalation that’s faster and costs nothing upfront.

A licensed public adjuster documents the full scope of the property loss, identifies what the insurance company’s estimate may have missed, and negotiates directly with the carrier on your behalf. No upfront legal retainer. No hourly billing. We only get paid if we recover money for you.

In many cases, the right documentation and negotiation resolves the claim before legal escalation ever becomes necessary. If legal action does become the right path, we can connect you with property damage attorneys we trust.

Talk to a public adjuster before you decide on an attorney

(800) 822-0101

Free review · No obligation

Attorney Route

Hourly fees or contingency
Months to years timeline
Often requires litigation

Public Adjuster Route

No fee unless we recover
Weeks to months timeline
Negotiation, not litigation

The Insurance Company Has Its Own Adjuster. You Can Have One Too.

When you file a claim, the insurance company sends its own adjuster. That adjuster works for the carrier — their job is to evaluate the loss from the insurer’s side. A public adjuster is licensed by the state to represent you.

Their Adjuster

  • Represents the insurance company
  • Evaluates the claim for the carrier
  • Works within the insurer’s scope
  • May not fully capture every part of the loss
  • Paid by the insurance company

Your Public Adjuster

  • Represents you, the policyholder
  • Advocates for your claim
  • Documents what the insurer’s estimate may have missed
  • Builds an independent scope and estimate
  • Paid only when you recover money

We don’t get paid unless you do. That’s the alignment you want.

Find Out What Your Claim May Really Include

No fee unless we win — that’s our guarantee

How It Works

Dealing with a mold insurance claim shouldn’t be a second job. Here’s what the process looks like with Blueprint Claims.

  1. 1Tell us what happened.Call or submit the form. We review your situation and policy at no cost — no pressure, no commitment.
  2. 2We review the damage.Our licensed adjusters inspect the property and document the full scope — including what the insurance company’s estimate may have missed.
  3. 3We identify the full claim.We look at the mold, the water damage behind it, structural repairs, contents, and everything else that may be part of the covered loss.
  4. 4We negotiate the full payout.We build the claim documentation and negotiate directly with your insurance company until you get what your policy actually covers.

Or request a callback:

Meet the Public Adjusters at Blueprint Claims

When you call, you’re connected with a licensed public adjuster who handles your claim from start to finish.

Michael Zebold

Co-Founder & Senior Public Adjuster (SPPA)

Nearly two decades representing property owners in underpaid, delayed, and denied insurance claims.
Arthur Camayd

Co-Founder, Licensed Public Adjuster & General Contractor

Brings hands-on construction knowledge to claim documentation, scope review, and insurer negotiations.
Frank Nunes

Senior Public Adjuster

Recovered nearly $200,000 above the insurer’s initial offer for one client. Known for detailed documentation and claim scope expertise.
Tony

Public Adjuster, 7 Years at Blueprint

Extensive experience with water, mold, and storm damage claims. Known for thorough documentation and clear communication.

Need Help With Your Mold Claim?

Get a free consultation. No fee unless we win.

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✓ Free Claim Review  ·  No Upfront Cost  ·  Only Pay If We Win

Common Questions

Often yes — when the mold results from a sudden covered event like a burst pipe, roof leak, or storm damage. Mold from long-term neglect is typically excluded. If you’re not sure whether your situation qualifies, that’s exactly what our free review is for.
Hidden source mold is one of the most commonly disputed areas in property insurance. We work with licensed mold assessors to document the source, timeline, and full scope — which is often what turns a denial into an approval.
Not necessarily — at least not as a first step. A licensed public adjuster can review the loss, document the full scope, and negotiate with the carrier directly. In many cases, a properly documented claim resolves the issue without litigation. If legal action becomes the right path, we can connect you with property damage attorneys we trust.
Yes. If you received an offer that doesn’t feel right, or you’re not sure what it should cover, that’s a good reason to call us. We review the claim, the damage, and the offer — and tell you honestly whether there’s more to pursue.
Yes. Many people contact us after the claim is already open. We can supplement an existing claim, dispute a low settlement, or reopen a denied claim with new documentation.
That’s exactly what the free review is for. In many water and mold situations, the mold is the visible part of a larger loss. We help you understand the full picture before any decisions are made — at no cost to you.
Nothing upfront. We work on contingency — we get paid a percentage of what we recover for you. If we don’t recover money, you pay nothing. The consultation and inspection are completely free.
The inspection and documentation process typically takes days. Most water and mold claims resolve within weeks to a few months. This is not litigation — it moves significantly faster.

Before You Accept a Mold Settlement or Call an Attorney —
Get the Full Claim Reviewed.

No fee unless we win — that’s our promise.