New, Delayed, Denied Or Underpaid Mold Claims
Insurance Companies Lowball Mold Claims Every Day.
One client was offered $500. We recovered $10,000. What’s your claim actually worth?
- No upfront cost — Only pay if we win.
- 15+ Years In Business
- FREE Mold Inspection & Claim Review
- Licensed & Insured Public Adjusters
FREE mold inspection & claim review. You only pay if we win!
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
5-Star Customer Reviews
Free Mold Inspection
Call for a free mold claim review
No Upfront Cost
We Don't Get Paid Unless We Win!
$700+ Million
Recovered for Clients
7,000+
Claims Handled
15+ Years In Business
Almost Two Decades Fighting
Why Your Mold Claim Needs a Public Adjuster
Most homeowners don't realize their mold damage is covered — or that they're entitled to far more than insurance initially offers.
Featured Mold Claim
Mold Payment
$500 → $10,000
Once the mold conditions were properly supported, the carrier’s number changed.
Total Claim
$11,500 → $51,000+
The final recovery reflected damage and scope that had been missed or undervalued.
| Type of Loss | Water / Mold |
| Key Issue | Plumbing Leak / Mold |
| Resolution | Full remediation funded |
This is why mold claims get underpaid.
Insurance companies often move fast to put a value on the file before the full picture is documented.
When the evidence is incomplete, the offer is usually incomplete too.
✓ Free Claim Review · No Upfront Cost
Results depend on the facts, policy terms, cause of loss, and documentation for each claim.
- A True Customer Mold Experience -
Her Insurance Company Offered $500 for Mold. We Got Her $10,000.
A plumbing failure flooded the master bathroom of a home owned by a woman living alone while undergoing cancer treatment. She trusted her insurance company to handle the claim fairly. Instead, their adjuster gave the mold damage a quick look and valued it at just $500, without ordering real mold testing.
We brought in a state-certified mold assessor, confirmed active mold growth through independent testing, and documented damage that extended beyond the bathroom into other parts of the home.
The result: mold coverage increased from $500 to $10,000, and the total claim rose from $11,500 to more than $51,000.
That is the difference between a quick insurance estimate and a properly documented claim.
The result: mold coverage increased from $500 to $10,000, and the total claim rose from $11,500 to more than $51,000.
60 Minutes Exposed What We See Every Day
Think Your Insurance Company Is Lowballing You? You're Probably Right.
A 60 Minutes investigation found insurance carriers were systematically altering damage reports – reducing payouts by as much as 98%. One homeowner was owed $231,000. The insurance company offered $15,000.
You Found Mold Here's What Happens Next
Mold can spread quickly, damage more of your home than you realize, and turn into an insurance battle before you know the full scope of the loss. The next steps you take matter.
Hidden Damage Can Spread Fast
What looks minor may already be moving behind walls, flooring, or cabinetry.
Delays Can Hurt Your Claim
The longer the damage goes undocumented, the easier it is for the carrier to dispute the full loss.
You Need Your Own Expert
You do not have to rely only on the insurance company’s adjuster to determine what your claim is worth.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Insurance Companies Deny Mold Claims Every Day. We Fight Back.
A licensed public adjuster is your first line of defense against mold claim denials. We work with licensed mold assessors to document contamination the insurer’s adjuster missed, then negotiate directly to get your claim paid. Don’t accept a denial or a lowball offer — Let Blueprint Claims “Fight for your claim!”
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Mold Claim Denied or Underpaid?
“For almost two decades as a public adjuster, I’ve developed a deep understanding of insurance claims — and how to recognize when carriers wrongfully deny or underpay them.”
Michael Zebold
Senior Public Adjuster SPPA
Licensed Building Contractor & Senior Public Adjuster
“As a licensed contractor and senior public adjuster, I know what it takes to rebuild properly — and what insurers often leave out.”
Arthur Camayd
Building Contractor & Public Adjuster
Why Property Owners Trust Blueprint for Mold Damage Claims.
Property owners choose Blueprint Claims for mold damage because we understand mold from every angle. Our team includes licensed public adjusters AND licensed contractors — we know how mold spreads, how remediation is priced, and exactly how insurance companies try to minimize mold payouts. When your mold claim is denied or underpaid, we build the case that gets results.
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Why Your Mold Claim Needs a Public Adjuster
Most homeowners don’t realize their mold damage is covered — or that they’re entitled to far more than insurance initially offers.
VS
On Your Side
Blueprint Claims
Licensed public adjusters who work for you
We work for you - NOT the insurance company
Document mold damage - behind walls, under floors, in HVAC
Prove it’s covered - we connect the mold to the water damage
Build an airtight estimate they can’t lowball
Negotiate your max settlement — that’s all we do
No upfront cost. We get paid when you do.
Call Now — Free Claim Review
Available 24/7 • No obligation
Not On Your Side
Your Insurance Company
Their adjuster works for them — not you
Mold claims are often underpaid or underscoped
Mold may be called “maintenance” — even when caused by water damage
Hidden mold gets missed — inspections often cover only what’s visible
Initial offers rarely cover full remediation costs
Insurance companies underpay mold claims. That’s why you need your own adjuster.
Note: This is general information — not legal advice. Every claim is different and results depend on your specific loss, carrier, and policy terms. Not every homeowners policy covers mold — we review your policy to determine coverage and the best path forward. When professional mold testing is needed, we work with licensed mold assessors. If legal representation is required, Blueprint Claims will connect you with trusted property damage attorneys.
HOW IT WORKS It's Easy to Get Started
Dealing with a mold damage claim shouldn't be a second job. Our licensed public adjusters manage the entire process — from inspection and documentation to negotiating with your insurance company — so you get the maximum settlement without the hassle. No upfront cost, no risk. You only pay if we win your mold claim.
STEP 1
We Start With a Free Claim Review
Tell us about your mold damage. We review your policy and assess the situation at no cost — no obligation, no pressure.
STEP 02
Document the Mold Damage
Our licensed public adjusters inspect your property, document the full scope of damage, and locate the covered source.
STEP 03
We Handle the Insurance Company
Using documentation, testing results, and remediation estimates, we negotiate directly with your insurer for the maximum settlement.
STEP 04
Claim Resolved, You Get Paid
Your claim settles and you receive funds for repairs. We can also refer you to qualified, licensed mold remediation companies.
Real People Honest Reviews
With over 15 years of proven experience, Blueprint Claims has earned five-star reviews for our mold, water, and property damage insurance claim services. Homeowners and businesses throughout Florida trust our licensed public adjusters to fight the insurance company and get results. See why we’re the preferred public adjusting firm when your mold claim is denied or underpaid.
Rafael Espinosa
I had an excellent experience with Blue print. I had a water damage issue at my home, and from the very beginning, the team was professional, responsive, and supportive. They guided me through every step of the claim process and made sure everything went smoothly.
"Blueprint was able to negotiate the exact dollar amount I was looking to get paid out."
Arthur Shaw
After trying to handle the claim myself for approaching 2 years. I came across these guys by a Google search. They took the ball and ran with it and honestly I wish I would have reached out to them from day one. Shout out to Arthur Camayd. Thank you so much for your expertise!
"Honestly I wish I would have reached out to them from day one."
Nadine Clarke
Frank Nunez and Angel Camacho were absolutely amazing in helping me navigate the process of getting my roof claim approved through my insurance company. Thanks to their expertise and persistence, I received a significantly higher payout than the initial offer
"They were able to get FOUR times the amount that Progressive originally offered me."
C. Thomas
I am so grateful and happy with Mr. Yasiel Ramirez for everything he did to help us with our plumbing issue. His passion for his work and his desire to help solve the problem are evident. Thank you so much for your professionalism and hard work!
"You are the best adjuster! May God continue to open doors for you."
Marcia Zubiz
From the moment I sought their assistance in handling my Condo's water damage claim that was denied by my insurance until settlement. I'm very grateful for Blueprint Claims adjuster Franklin Ayala. Because of this company I got what I deserved. They don't charge you until you get paid.
"The entire staff are very effective, professional, prompt and work wholeheartedly."
Jose Lopez
It is without reservation that I recommend Blueprint Claims! I had an issue with an overflow in my home. Ben and Esther at Blueprint Claims negotiated with my insurance on my behalf for a better reimbursement. The fee for their services was extremely moderate.
"I recommend Blueprint Claims!"
Need Help With Your Mold Claim? We'll Maximize Your Settlement.
Every day you wait is another day mold keeps spreading and another day the insurance company hopes you'll give up
✓ Free Claim Review · No Upfront Cost · Only Pay If We Win
Questions? Property Owners Ask Us About Mold Damage Claims
Whether your mold claim was denied, underpaid, or you're just getting started, these FAQs cover what you need to know about hiring a public adjuster for your mold damage claim.
Most types — including mold from burst pipes, roof leaks, flooding, hurricanes, and hidden mold in walls and HVAC systems. We handle denied claims, underpaid claims, and supplemental claims where the original settlement was too low.
Nothing upfront. We work on contingency — we only get paid when you get paid, and only a percentage of what we recover. No hourly rates, no retainer, no hidden fees.
Not necessarily. Insurers often use “pre-existing” as a blanket denial. A public adjuster identifies the covered event that caused the mold — a pipe failure, roof leak, or storm — and documents the timeline with testing from licensed assessors. With clear evidence, many “pre-existing” denials are successfully overturned.
No. Denied mold claims are reopened and overturned regularly. A public adjuster coordinates professional mold testing, moisture mapping, and source documentation that the original claim was missing. We’ve overturned denials where insurance initially offered $0.
Your insurance company’s adjuster works for the insurance company — their job is to minimize what the company pays. A public adjuster is licensed by the state to work for YOU. We document damage the insurer’s adjuster missed, build detailed estimates, and negotiate to get you the full settlement you’re owed.
Often yes — if the mold was caused by a sudden, covered event like a burst pipe, appliance leak, or storm damage. Not every policy covers mold the same way, and insurers frequently look for reasons to deny. A public adjuster documents the cause, the coverage, and the cost — and holds your insurer accountable.